Share Certificate Rates

These rates are subject to change without prior notice. Please check this page often for the most current rates. Dividends are paid from current earnings.

Rates Effective: April 1, 2015

Product Prospective Dividend Rate APY* 1st Service 2nd Service 3rd Service 4th Service 5th Service Minimum Balance

6 Month Term 0.05% 0.05% 0.10% 0.15% 0.20% 0.25% 0.30% $500.00
12 Month Term 0.10% 0.10% 0.15% 0.20% 0.25% 0.30% 0.35% $500.00
24 Month Term 0.30% 0.30% 0.35% 0.40% 0.45% 0.50% 0.55% $500.00
36 Month Term 0.55% 0.55% 0.60% 0.65% 0.70% 0.75% 0.80% $500.00
60 Month Term 0.85% 0.85% 0.90% 0.95% 1.00% 1.05% 1.10% $500.00

A.P.Y.* = Annual Percentage Yield
** Penalties for early withdrawal
Traditional and Roth IRA Annual Service Fee $15.00 (Effective 9/1/01)
Note: Dividends are paid from current income and available earnings after required transfer at the end of the dividends period and not guaranteed.

Thank You for Being a Member program:
Eligible services are:
~ Payroll Deduction or Direct Deposit
~ A MFCU Checking Account
~ A MFCU MasterCard Credit Card- With a balance of $1,500 or more
~ Money Market Accounts
~ Total Savings of $20,000 or more- includes Share Certificates and IRA's

Additional terms may apply. Please contact a Member Services Representative with any questions, or for information regarding the Truth-in-Savings Disclosures Act at (602) 252-6831. A Rate and Fee Schedule is available upon request.

 

 
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