Mortgage Rates


 

 

Home Equity Lines of Credit
Effective 08/26/16

  Loan to Value

Loan to Value

Loan to Value

 

Under 80%

Margin

81-89%

Margin

90%-95%          Margin

 

Rate and APR

 

Rate

 

Rate

 
 Loan Amounts up to $150,000

5.00%

1.00%

5.25%

1.50%

5.50%

2.00%

                              Prime Rate 3.50%   Prime Rate as of 12/17/15   MariSol Floor Rate is 5%
  This is a variable rate loan based on a margin plus the Wall Street Journal Prime Rate. The rate is adjusted on  January 1 and July 1 of each year.  Maximum interest rate is 16% (ceiling rate). Minimum interest rate is 5% (Floor rate).  There are no closing costs or annual fee.  Borrower must pay for appraisal at the time it is ordered by MariSol. There is a five year draw period, then a 10 year repayment. Payment is 1.50% of the balance -  for $40,000 that is $600. Arizona owner occupied properties only.

Home Equity Disclosure for 2015



 

 

15 Year Fixed Rate Mortgage
Effective 08/26/16

  Loan to Value

Loan to Value

Loan to Value

 

Under 80%

 

81-89%

 

90% and up  

 

Rate

APR with 1% origination fee

Rate

APR with 1% origination fee

Rate

APR with 1% origination fee
 Loan Amounts $15,000 to $150,000

4.250%

4.426%

4.500%

4.678%

4.750%

4.929%

  Loan for Arizona owner occupied homes only. Rate for first or second lien position.
The interest rates, annual percentage rates (APR's), origination fee and discount points shown are subject to change without notice. Your APR will vary based on your final loan amount and finance charges. Your application does not constitute a rate lock. An escrow account may be required.



 

 

30 Year Fixed - Pay Your self Mortgage
Effective 08/26/16

  Loan to Value

Loan to Value

Loan to Value

Loan Amounts $20,000 to $400,000

Under 80%

Margin

81-89%

Margin

90% and up   Margin

 

Rate

APR with 1% origination fee

Rate

APR with 1% origination fee

Rate

APR with 1% origination fee
 

3.875%

4.007%

4.125%

4.259%

4.375%

4.51%

  Maricopa County owner occupied properties only. Ask a MariSol Loan Officer for income guidelines on this loan product.
The interest rates, annual percentage rates (APR's), origination fee and discount points shown are subject to change without notice. Your APR will vary based on your final loan amount and finance charges. Your application does not constitute a rate lock. An escrow account may be required.





  * Rates are subject to change without notice and any mortgage rate quoted is not firm until it is locked in by writing.


 
 

 

 

 
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