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Home Equity Loan Rates

Home Equity Lines of Credit
Effective 12/23/2013

  Loan to Value

Loan to Value

Loan to Value

 

Under 80%

Margin

81-89%

Margin

90% and up   Margin

 

Rate

 

Rate

 

Rate

 
 Loan Amounts up to $150,000

5.00%

1.00%

5.25%

1.50%

5.50%

2.00%

                              Prime Rate 3.25%   Prime Rate as of 12/16/08   MariSol Floor Rate is 5%

  This is a variable rate loan based on a margin plus the Wall Street Journal Prime Rate. The rate changes January 1 and July 1.  Maximim interest rate is 16%.  There are no closing costs or annual fee.  Rate is dependent on credit and loan to value. There is a five year draw with a 10 year repayment. Payment is 1.25% on highest balance -  for $40,000 that is $500. Arizona owner occupied properties only.

15 year Fixed rate mortgage
Effective 12/23/2013 Loan to
Value
Loan to
Value
Loan to
Value
 

Under 80%

81-89%

90%-95%

Rate

Rate

Rate

 Loan Amounts up to $350,000

4.250%

4.500%

4.750%


10 year Fixed rate mortgage
Effective 12/23/2013 Loan to
Value
Loan to
Value
Loan to
Value
 

Under 80%

81-89%

90%-95%

 

Rate

Rate

Rate

 Loan Amounts up to $350,000

3.875%

4.125%

4.375%

 

30 Year Fixed NHS/ Desert Mission Self PMI Loan
Effective 12/23/2013 Loan to
Value
Loan to
Value
Loan to
Value
 

Under 80%

81-89%

90%-97%

 

Rate

Rate

Rate

 

4.875%

5.125%

5.125%

  Arizona owner occupied properties only.
NHS loans are loans that are processed through NHSPhoenix at www.nhsphoenix.org
There are additional underwriting requirements for NHS Loans, please contact a Loan Officer at 602-258-1659 NHS or MariSol at 602-252-6831


* Rates are subject to change without notice and any mortgage rate quoted is not firm
until it is locked in by writing.