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IRA Share Certificate Rates**


These rates are subject to change without prior notice. Please check this page often for the most current rates. Dividends are paid from current earnings.

Rates Effective: May 1, 2012

Product Prospective Dividend Rate APY* 1st Service 2nd Service 3rd Service 4th Service 5th Service Minimum Balance

6 Month Term 0.20% 0.20% 0.25% 0.30% 0.35% 0.40% 0.45% $500.00
12 Month Term 0.25% 0.25% 0.30% 0.35% 0.40% 0.45% 0.50% $500.00
24 Month Term 0.50% 0.50% 0.55% 0.60% 0.65% 0.70% 0.75% $500.00
36 Month Term 0.65% 0.65% 0.70% 0.75% 0.80% 0.85% 0.90% $500.00
60 Month Term 0.95% 0.95% 1.00% 1.05% 1.10% 1.15% 1.20% $500.00
12 Month Coverdell IRA 0.25% 0.25% 0.30% 0.35% 0.40% 0.45% 0.50%

$500.00

$2,000 maximum

A.P.Y.* = Annual Percentage Yield
** Penalties for early withdrawal
Traditional and Roth IRA Annual Service Fee $15.00 (Effective 9/1/01)
Note: Dividends are paid from current income and available earnings after required transfer at the end of the dividends period and not guaranteed.

Ask a Member Service Representative about our Thank You for Being a Member program.
Eligible services are:
~ Payroll Deduction or Direct Deposit
~ A MFCU Checking Account
~ A MFCU MasterCard Credit Card- With a balance of $1,500 or more
~ Money Market Accounts
~ Total Savings of $20,000 or more- includes Share Certificates and IRA's

Additional terms may apply. Please contact a Member Services Representative with any questions, or for information regarding the Truth-in-Savings Disclosures Act at (602) 252-6831. A Rate and Fee Schedule is available upon request.

 


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