Create your livelihood — with a little help from MariSol. We offer competitive rates for local small businesses.
Several types of lending programs are available:
Unsecured Loans
Fixed rate and term with loan amounts up to $150,000. Loans for working capital, improvements, expansion, and more. Our Lending team is here to listen to your business needs.*
Business Builder Loan
Build your business credit the smart way! A business Credit Builder Loan will help you establish credit and build a business banking relationship. The loan proceeds are placed in a regular share account on hold for the term of the loan. The funds will earn dividends.
- $1,000 Minimum/Maximum Amount
- Six-month term
- 10.00% APR*
- No credit check required
- Reports to the credit bureaus
- Build a business banking relationship
Business Vehicle and Equipment Loans
Fixed rate and term with loan amounts up to $150,000. We make loans for business vans, trucks, food trucks, and semi-trucks. Our Lending team is here to listen to your business needs.*
Commercial Real Estate
Loan amounts up to $500,000. We can handle purchases or refinances. We specialize in smaller loans for small businesses. The property must be in Maricopa County. Our Lending team is here to listen to your business needs.*
Repayment terms customized to fit your business's unique needs with attentive, friendly service from your community credit union.
- Local, Valley of the Sun decision-making and processing
- Competitive rates for a wide range of small business expenses:
- Working capital
- Equipment
- Facility improvements
- Expansion
- And more
The following government resources are essential when starting and growing your business:
General Information on Small Business
Arizona Commerce Authority
333 North Central Avenue, Suite 1900
Phoenix AZ 85004
602-845-1200 or 800-542-5684
Apply for Employer or Tax ID
Internal Revenue Service
4041 North Central Avenue
Phoenix AZ 85012
602-636-9199 or 800-829-4933
Apply for a Trademark or Trade Name
Arizona Secretary of State
1700 West Washington Street, Suite 103
Phoenix AZ 85007
602-542-6187
Create an LLC or Corporation
Arizona Corporation Commission
1300 West Washington Street
Phoenix AZ 85007
602-542-3026
Have a question? Please contact businesslending@marisolcu.org.
*Disclosure: A business must have two years of tax returns and be in Maricopa County, Arizona. MariSol does not lend to a new or start-up business. *MariSol will not use business property such as computers, equipment, accounts receivable, government contracts, livestock, or similar item.
*APR = Annual Percentage Rate.
Please note: Business must be in Maricopa County and have at least three years of operational experience. MariSol does not fund loans for start-up businesses.
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