• Competitive, fixed rates for short-term or one-time needs
• Loans up to 85% of the available equity of your home
• Amounts from $15,000 to $150,000
• 1% loan origination fee and no discount points or annual fees
• Terms up to 15 years
• Available for owner-occupied Arizona homes only (second homes in Arizona are eligible)
• Borrower pays for appraisal fee
• Local, Valley of the Sun decision-making and processing
• Attentive, friendly service from your community credit union

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• Competitive rates for several ongoing or seasonal needs
• Credit limits up to 85% of the available equity in your home.
• Amounts from $15,000 to $200,000
• No origination fee, discount points, or annual fees
• Owner-occupied Arizona homes only
• Variable rate based on the Wall Street Journal Prime Rate plus a margin
• Draw period on the credit line is 7 years, then take another 8 years to repay in full
• Borrower pays for appraisal fee
• Local, Valley of the Sun decision-making and processing
• Attentive, friendly service from your community credit union

Apply Now